If you need SR 22 Auto Insurance, allow us to help you!

As for car insurance, drivers with a DUI conviction often face challenges in obtaining affordable coverage due to the increased risk associated with their history. Some insurance companies specialize in providing coverage to high-risk drivers, including those with DUI convictions. These companies may offer non-standard or high-risk policies tailored to meet the specific needs of DUI drivers.

In many states, individuals convicted of DUI offenses are required to obtain an SR-22 form, also known as a Certificate of Financial Responsibility. The SR-22 is not an insurance policy itself, but rather a document that demonstrates to the state that the driver carries the required minimum liability insurance coverage. It serves as proof of financial responsibility and is typically required for a specified period, which can range from a few years to several years, depending on the jurisdiction and the severity of the offense.

The SR-22 requirement can significantly impact insurance rates for DUI drivers, as it designates them as high-risk individuals. Insurance providers may charge higher premiums to cover the increased risk associated with DUI convictions. However, not all states require an SR-22; some have alternative forms or documentation to fulfill the financial responsibility requirement.

It's important for individuals with a DUI conviction to familiarize themselves with the specific legal requirements and insurance regulations in their state or jurisdiction. Consulting with an experienced insurance agent or broker who specializes in high-risk coverage can provide valuable guidance on navigating the process and meeting the necessary obligations.

Give us a call so we can help you with your car insurance needs right away!